Overview

The Portugal D7 Visa, also known as the Passive Income Visa or Retirement Visa, is designed for non-EU/EEA/Swiss nationals who wish to live in Portugal and have sufficient passive income or savings to support themselves. This visa is ideal for retirees, freelancers, digital nomads, or individuals with rental, investment, or other stable income sources.

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Key Features

• Visa Type: Long-term residence visa leading to residency.
• Eligibility: Passive income, savings, or proof of financial self-sufficiency.
• Processing Time: Typically 2-4 months, including both visa and residence permit stages.
• Validity: Initial visa valid for 4 months; residence permit valid for 1 year (renewable).

Eligibility Criteria

1. Proof of Income:
   • Passive income sources such as pensions, investments, rentals, or remote work earnings.
   • Minimum monthly income required:
     • €760 (100% of Portugal’s minimum wage) for the applicant.
     • €380 (50%) for a spouse.
     • €228 (30%) per dependent child.
2. Accommodation in Portugal:
   • Proof of residence (e.g., rental agreement or property ownership).
3. Health Insurance:
   • Private health insurance covering Portugal or proof of enrollment in Portugal’s national health system (SNS).
4. Clean Criminal Record:
   • Certificate from the country of residence.
5. Intent to Reside in Portugal:
   • Statement of intent and financial ability to sustain living in Portugal.

Application Process

1. Step 1: Gather Documents
   • Valid passport.
   • Proof of income or financial means.
   • Accommodation proof in Portugal.
   • Private health insurance.
   • Criminal record certificate.
2. Step 2: Submit Visa Application
   • Apply through the nearest Portuguese consulate or embassy.
   • Attend an interview, if required, and provide biometric data.
3. Step 3: Travel to Portugal
   • Upon visa approval, travel to Portugal within the validity period.
4. Step 4: Apply for a Residence Permit
   • Schedule an appointment with SEF (Serviço de Estrangeiros e Fronteiras) in Portugal.
   • Submit additional documents, including proof of tax registration and financial stability.
5. Step 5: Receive Residence Permit
   • Residence permit valid for 1 year and renewable for 2-year periods.

Advantages of the D7 Visa

1. Path to Citizenship:
   • Eligibility for Portuguese citizenship after 5 years of residency.
2. Visa-Free Travel:
   • Access to all Schengen Area countries.
3. Low Cost of Living:
   • Portugal offers a high quality of life at relatively low living costs.
4. Family Inclusion:
   • Spouses and dependents can join under family reunification.
5. Tax Benefits:
   • Access to Portugal’s Non-Habitual Resident (NHR) tax regime with reduced tax rates.
6. Remote Work-Friendly:
   • Suitable for digital nomads or remote workers with stable income.

Documents Required

• Passport (valid for at least 6 months).
• Proof of income.
• Accommodation proof (e.g., rental agreement).
• Health insurance.
• Criminal record certificate.
• Two passport-size photos.
• Completed visa application form.

Processing Time

• Visa Approval: 60 days on average.
• Residence Permit Approval: Additional 1-2 months.